Protecting Your Home and Other Assets: 3 Legal Services to Have on Retainer

In the fast-paced world of today, businesses and individuals are trying to make as much profit as possible. As a result, they use all the legal means at their disposal to avoid making any payments. Sadly, without sound legal advice, one might find it very hard to stay protected.

Some of these issues arise without notice. In such times, trying to find a lawyer can be a challenge. In addition, one will likely have to pay extra in order to get the lawyer. This can all be avoided if one has a lawyer on retainer. They will be available at specific times when one needs them. This can prove to be quite advantageous for a small business or an individual.

A Home Insurance Lawyer

This is one of the most important people to have on retainer. It ensures that one gets fair compensation in case the home is damaged. Whenever such an issue occurs, the insurance company knows one is in mental distress. As such, they can be very quick to make one sign legal documents in the confusion. Most people usually end up feeling betrayed after they discover what has been done to them. It is important to remember that the insurance company is just a business and they are looking out for their interests.

One may use a retainer service from a home insurance lawyer in a number of ways. For one, the legal counsel may be used only for legal advice as one negotiates with the insurance company. This is definitely one of the best routes to follow. If one hires a very aggressive lawyer, they may push the insurance company too much. This may make the dispute resolution process too difficult.

After a home goes up in flames for instance, one loses more than just property. There are irreplaceable things that lead to emotional stress. As such, one is not in the best frame of mind to negotiate with the insurance companies. People, who have had legal counsel close by, claim that they were paid significantly more than those who go at it alone.

Car Accident Attorney

One needs this legal service on retainer. Accidents can occur at any time without notice. When this happens, one might find oneself faced with a huge legal suit. However, it is not always that there is a fault. Contacting the lawyer is a good way to ensure that there is justice. Quite a number of people have made huge moments because they thought they were at fault.

Such a lawyer also comes in handy when filing an insurance claim. “In fact, most people say that they get awarded more if they get legal counsel” as quoted by The Harville Law Offices of Louisville. It is essential to get one with a few years of experience behind them. The law is ever changing and experience is of great importance, especially when dealing with car accidents.

Business Attorney

Those that own a small business will understand the importance of this. In most cases, a business may get into disputes with its suppliers. A lawyer would prove indispensable in resolving such an issue. One should look for an attorney that offers a dispute mechanism. This serves to reduce the cost and time spent in the corridors of justice. They also help to diffuse tensions that could prove harmful to the success of a small business.

Most small businesses, especially family owned ones, may think they do not need a lawyer. This would be a grave mistake. For one, a lawyer is important in determining the hiring process. Consequently, the business will not be bogged down in legal suits from resenting and disgruntled employees.

The businesses lawyer also assists one to understand new laws. This can help the business to avoid potential expensive fines. In essence, what is clear is that being cheap is expensive. In the end, the total cost of operating without legal advice will prove more expensive. For instance, a good lawyer can help the business take advantage of tax laws, thus reducing the amount of tax it pays.

Here is a great video further explaining why it can be a great idea for any business or individual to have a lawyer on speed dial.

Legal counsel is indispensable in modern society. Always ensure there is a lawyer on speed dial who will not disappoint. Such a professional can make life in the modern world much simpler. Consider hiring one today and see the advantages.

6 home services you should always have on speed dial


Emergency numbers to keep on speed dial

We are sometimes faced with leaking faucets, faulty electrical connections, medical emergencies or even loss of home keys. In such situations, it becomes problematic if you do not have the necessary expertise to handle such emergencies. It is therefore necessary to have numbers of different home service providers on speed dial just in case you are faced with such a problem.

Quick List:


Emergency Plumbing ServiceHaving a professional plumber on speed dial is a must have. Whether you own the house or it is a rental, it is your responsibility to ensure that the plumbing system is in good working condition. However, there are those instances where the system starts leaking leading to poor delivery or water and damaging the house. Water might be damaging your furniture or your other interior objects. You need the services of a plumber to come and fix the system. however, it is advisable to have them on speed dial. You do not want to start asking friends or relatives to give you contacts of plumbers during emergencies. You should the number of a reputable plumber on speed dial.

A simple handyman service

Garage door broken, call for help!You can’t guess when the simplest of things will go wrong! Usually they happen when you least want them to! Like when you’re running out the door, late for work? Sound familiar? Happens to all of us. So having a good, reliable handyman on call is a wise idea. Be sure to screen them BEFORE you need them and have their direct contact information. We’ve heard stories of people trying to get out of their garage only to have the door get stuck, making it impossible to get out. This would be the perfect call for a handyman like garage door repair in Las Vegas for example would be a great service if you’re in the area!

Internet service provider

Internet service providerYou should have the numbers of your internet service provider within reach every time. your internet speed might be too slow or disconnect when you are streaming your favorite video on your Smart TV. In such cases, you should have the number of your internet service provider within quick reach to sort out those problems immediately. If you use online billing, then you should make sure that your internet service runs smoothly with minimal interruptions. And when there are interruptions they are fixed immediately so that you do not miss out on making payments on time.

24 – Hour locksmith

24 Hour LocksmithA locksmith should be among the first people you should have on your speed dial. People go to events and forget their keys there. It is good to familiarize yourself with the your local locksmith before you are faced with emergency. You want to be sure that the person who will come to attend to your lock issues is certified and reputable. There are several locksmith scams that have been reported. According to Driscoll, a specialist in locksmithing services at Pearl River, rogue locksmiths are on the rise. They open your locks, provide you with an alternative lock system, and then produce copies of the key. They later strike when you are not at home and make away with your property.

Urgent care centre

Urgent Care CenterMedical emergencies strike when least expected. If you are not fully prepared, the situation can get worse or more complicated. It is therefore important to keep the contacts of a medical practitioner who can attend to your emergency needs before seeking treatment elsewhere. You should also have contacts of ambulance services on your speed dial just in case of a situation that might require such services.


Emergency ElectricianA faulty electric connection can burn down an entire house. This can lead to massive property loss worth thousands of dollars. As such, you should always have an electrician on your speed dial. Do not try to fix electrical connections on your own if you do not have the necessary skills to undertake such tasks. It might lead to loss of lives and further property damage. While enlisting the services of an electrician, check with the licensing board to ensure that they are their license is in good standing order. Regardless of the location, the provider must be licensed at the area where they provide their services.

Utility company

Utility CompanyAlthough some utility companies do not run round the clock, you should have a person in the company whom you can reach fast and easy. There are some problems that might be beyond the services of a local plumber. A sewage problem in your neighborhood might result in bigger issues inside your household. You do not want to be faced with sewage matter spilling back inside your house because of problems in the main sewer lines. When you notice such problems, you should reach your utility provider so that the issue can be rectified as soon as possible. The best way to have this sorted fast is having their numbers on speed dial for your own convenience.

Take a moment and get that speed dial updated!

A speed dial offers you an easy way to save numbers of service providers for easy reach. This minimizes the time wasted while scrolling through hundreds of contacts on your phonebook searching for that specific number.